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Self-Employed Mortgage Advice

Clear & Reliable

Get a Mortgage as a Self-Employed Buyer Without the Stress

Getting a mortgage when you’re self-employed can feel daunting. We work with lenders who understand complex incomes — whether you’re a sole trader, company director, contractor, or freelancer.

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Mortgages for the self-employed don’t have to be complicated

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  • Will my income be accepted?

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  • How many years of accounts do I need?

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  • Can I use my latest year’s figures?

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  • How much deposit will I need?​​

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Let Bay Mortgages take the stress away?
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  • A shortlist of lenders who suit your trading history

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  • Clear borrowing range & monthly cost

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  • Advice on presenting your accounts for maximum affordability

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  • Support from application to completion

How It Works (3 steps)

Why Choose Us?

Gain exclusive access to a wide range of mortgage options tailored to your needs. Our experienced advisors provide straightforward advice to save you time, money, and stress.

Market Access

We offer access to the entire mortgage market, ensuring you find the best deal that suits your financial situation and goals.

Experienced Team

Our team of seasoned advisors brings years of expertise to guide you through the mortgage process with clarity and confidence.

Exceptional Service

At Bay Mortgages, we prioritize exceptional customer service, going the extra mile to ensure your mortgage journey is smooth and stress-free.

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Products We Arrange

  • Mortgages for sole traders

  • Mortgages for limited company directors

  • Contractor and freelancer mortgages

  • Remortgages for the self-employed

  • Buy-to-let for self-employed landlords

  • Protection cover

Jordan dealt with getting our mortgage in a professional manner. He’d go above and beyond to get everything done before the end of each working day, even to the point of using his personal time. Quick responses, and very patient. Would definitely recommend Bay mortgages.

AM Bournemouth

Frequently asked questions

Ready to get started?

We help self employed workers in Poole, Bournemouth, Christchurch, and across Dorset secure the lowest rates available.
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