Mortgages for the self-employed don’t have to be complicated
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Will my income be accepted?
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How many years of accounts do I need?
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Can I use my latest year’s figures?
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How much deposit will I need?​​

Let Bay Mortgages take the stress away?
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A shortlist of lenders who suit your trading history
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Clear borrowing range & monthly cost
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Advice on presenting your accounts for maximum affordability
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Support from application to completion
How It Works (3 steps)
Why Choose Us?
Gain exclusive access to a wide range of mortgage options tailored to your needs. Our experienced advisors provide straightforward advice to save you time, money, and stress.

Market Access
We offer access to the entire mortgage market, ensuring you find the best deal that suits your financial situation and goals.

Experienced Team
Our team of seasoned advisors brings years of expertise to guide you through the mortgage process with clarity and confidence.

Exceptional Service
At Bay Mortgages, we prioritize exceptional customer service, going the extra mile to ensure your mortgage journey is smooth and stress-free.