Buying your first place shouldn’t be confusing
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What can I borrow and will I be accepted?
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How much deposit do I need?
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What will my monthly payment be?
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What fees & Stamp Duty should I budget for?
Here’s what you’ll get with us:
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A clear plan and lender shortlist
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Realistic, all‑in monthly cost
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Help with documents & application
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Support right through to completion
How It Works (3 steps)
Why Choose Us?
Gain exclusive access to a wide range of mortgage options tailored to your needs. Our experienced advisors provide straightforward advice to save you time, money, and stress.

Market Access
We offer access to the entire mortgage market, ensuring you find the best deal that suits your financial situation and goals.

Experienced Team
Our team of seasoned advisors brings years of expertise to guide you through the mortgage process with clarity and confidence.

Exceptional Service
At Bay Mortgages, we prioritize exceptional customer service, going the extra mile to ensure your mortgage journey is smooth and stress-free.