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Terms Of Use

Accessing Our Website

 

Access to our website is provided on a temporary basis. We reserve the right to suspend, withdraw, or amend the service we offer without prior notice. Bay Mortgages will not be liable if, for any reason, the website is unavailable at any time or for any period.

 

From time to time, we may restrict access to parts of the website, or the entire website, to users who have registered with us.

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If you are given a user ID, password, or any other security information, you must treat it as confidential and not disclose it to anyone else. Bay Mortgages may disable any user ID or password at any time if, in our opinion, you have failed to comply with these Terms of Use.

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You are responsible for making all necessary arrangements to access our website, and for ensuring that anyone accessing the website through your internet connection complies with these terms.

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Content

 

The information available on our website is provided for general guidance and convenience. While we make every effort to ensure accuracy, we cannot guarantee that the content is always up to date, complete, or free of errors.

 

Bay Mortgages may update, amend, or remove information on the website (including these Terms of Use and our Privacy Policy) from time to time. It is your responsibility to check these terms regularly to ensure you remain compliant.

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Limitation of Liability

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The content on this website is provided “as is,” without any guarantees, conditions, or warranties. To the fullest extent permitted by law, Bay Mortgages, its associates, and third parties connected to us expressly exclude liability for:

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  • Loss of income or revenue

  • Loss of business or profits

  • Loss of anticipated savings

  • Loss of data

  • Loss of goodwill

  • Any indirect or consequential loss or damage

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This does not affect our liability for death or personal injury caused by negligence, for fraudulent misrepresentation, or for any liability which cannot be excluded under English law.

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Viruses and Misuse

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You must not misuse our website by introducing viruses, trojans, worms, or other harmful material. You must not attempt to gain unauthorised access to our website, its servers, or any connected database. Any attempt to do so, including denial-of-service or distributed denial-of-service attacks, may constitute a criminal offence under the Computer Misuse Act 1990.

 

Bay Mortgages will report any such breaches to the relevant authorities and may disclose your identity if required.

 

While we take reasonable precautions to protect the website, we do not guarantee it will always be secure or free from bugs, viruses, or other harmful components. You should take your own precautions such as running anti-virus protection.

 

Links to Other Websites

 

Any links provided on our website to third-party sites are for convenience only. Bay Mortgages does not endorse, approve, or accept responsibility for the content or security of those sites. Use of third-party websites is at your own risk.

 

Governing Law

 

These Terms of Use and your use of our website are governed by the laws of England and Wales. By using the site, you agree to the exclusive jurisdiction of the English courts in respect of any disputes.

 

Regulatory Disclaimer

 

Bay Mortgages is an introducer to Jordan Tuttle, who is authorised and regulated by the Financial Conduct Authority (FCA), reference number JXT01803.

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