Mortgage News, Tips & Expert Guides

Welcome to the Bay Mortgages Insights hub — your go-to source for the latest mortgage news, practical tips, and in-depth guides. Whether you’re a first-time buyer, home mover, landlord, or looking to remortgage, our expert advice will help you make confident decisions about your next step. We share updates on market trends, explain mortgage products in plain English, and offer solutions tailored to local buyers in Poole, Bournemouth, and across the UK.

Mortgage Advice

Looking for clear and reliable mortgage advice? Our Mortgage Advice guides are designed to help you understand your options and make confident decisions.

Whether you’re a first-time buyer, remortgaging, moving home, or investing in a Buy-to-Let property, you’ll find practical tips and expert insights here. We explain the mortgage process in plain English, so you can cut through the jargon and focus on what really matters — finding the right deal for you.

Top Mortgage Trends Shaping the UK Market

Navigating the world of mortgages can feel overwhelming, especially with the market constantly evolving. Whether you're buying your first home, upgrading, or investing in property, understanding the latest shifts can make a huge difference. Today, let's explore some of the top mortgage trends shaping the UK mortgage market trends. These insights will help us make smarter decisions and feel more confident throughout the process. Understanding the Current UK Mortgage Market Tre

4 days ago4 min read

Discover the Latest Mortgage Trends in the UK

Navigating the world of mortgages can feel overwhelming, especially with the constant changes in rates and lending criteria. Whether you're buying your first home, upgrading, or investing in property, staying informed about the latest UK mortgage rate updates is essential. Together, we’ll explore the current trends, what they mean for you, and how to make the best decisions in today’s market. Understanding the Current UK Mortgage Rate Updates Mortgage rates in the UK have bee

Nov 123 min read

Discover Mortgage Solutions in Christchurch

Buying a home is one of the most exciting and important decisions we make. Whether we're stepping onto the property ladder for the first...

Sep 143 min read

Discovering Bay Mortgages in Christchurch

Buying a home is one of the most exciting and important steps we take in life. Whether we’re stepping onto the property ladder for the...

Aug 254 min read

Stamp Duty 2025: How much will I pay now?

As of 1 April 2025, changes to the Stamp Duty Land Tax (SDLT) will impact many homebuyers across the UK. The 0% band is dropping back to...

Aug 213 min read

Should You Fix Your Mortgage Now or Wait for Better Rates in 2025?

As the UK experiences changing economic conditions, many homeowners are at a crossroads: should you fix your mortgage now or hold out for...

Aug 183 min read

First-time buyers standing outside their new home

Top 5 Common Mistakes First-Time Buyers Make and How to Prevent Them

Buying your first home? Discover the 5 most common mistakes first-time buyers make — and how to avoid them. Get expert mortgage tips from Bay Mortgages.

Aug 72 min read

Remortgage Timing: How to Know When to Switch Your Mortgage Deal

As a homeowner, the journey through the mortgage landscape can be overwhelming. When your fixed deal approaches its expiration,...

Aug 13 min read